6.60% state lottery tax
Delaware Powerball Tax Calculator (2026)
Last updated:
The Delaware comparison model uses a 6.60% headline state rate together with federal withholding and an estimated top-bracket adjustment. It is an educational estimate, not a completed Delaware return.
Note: Withholds 6.60% on prizes over $5,000
Can Delaware residents buy Powerball in-state?
Delaware is treated here as a regular Powerball ticket-selling state. The calculator uses Delaware as the ticket-state input for estimating federal tax, state tax, and cash lump-sum take-home.
| Powerball sold in-state | Yes, modeled as a standard ticket-state scenario. |
|---|---|
| Modeled resident rate | 6.6% |
| Resident buys out of state | Usually starts with the ticket jurisdiction’s claim, withholding, and nonresident filing rules, then resident-state tax or credits must be checked. |
| Moving before claiming | Do not assume moving avoids tax. Claim date, residency, ticket location, and state law can all affect the final filing position. |
Delaware after-tax take-home by jackpot tier
24% federal withholding + top-bracket adjustment + state tax. Cash lump sum estimated at 60% of advertised jackpot.
| Advertised | Cash take-home | Cash effective | Annuity take-home |
|---|---|---|---|
| $100M | $33.9M | 43.46% | $58.9M |
| $300M | $101.6M | 43.55% | $171.7M |
| $500M | $169.3M | 43.57% | $284.5M |
| $700M | $237.0M | 43.58% | $397.3M |
| $1B | $338.5M | 43.59% | $566.5M |
| $1.5B | $507.7M | 43.59% | $848.5M |
| $2B | $676.9M | 43.59% | $1.1B |
Delaware vs neighboring states ($1B cash)
| State | Rate | Cash take-home |
|---|---|---|
| Delaware (DE) | 6.6% | $338.5M |
| Maryland (MD) | 8.75% | $325.6M |
| New Jersey (NJ) | 10.75% | $313.6M |
| Pennsylvania (PA) | 3.07% | $359.7M |