2.50% state lottery tax
North Dakota Powerball Tax Calculator (2026)
Last updated:
The North Dakota comparison model uses a 2.50% headline state rate. That is lower than many participating jurisdictions, but actual liability can differ because this page does not calculate resident-state credits, nonresident returns, deductions, or local tax.
Note: 2.50% top rate — among the lowest
Can North Dakota residents buy Powerball in-state?
North Dakota is treated here as a regular Powerball ticket-selling state. The calculator uses North Dakota as the ticket-state input for estimating federal tax, state tax, and cash lump-sum take-home.
| Powerball sold in-state | Yes, modeled as a standard ticket-state scenario. |
|---|---|
| Modeled resident rate | 2.5% |
| Resident buys out of state | Usually starts with the ticket jurisdiction’s claim, withholding, and nonresident filing rules, then resident-state tax or credits must be checked. |
| Moving before claiming | Do not assume moving avoids tax. Claim date, residency, ticket location, and state law can all affect the final filing position. |
North Dakota after-tax take-home by jackpot tier
24% federal withholding + top-bracket adjustment + state tax. Cash lump sum estimated at 60% of advertised jackpot.
| Advertised | Cash take-home | Cash effective | Annuity take-home |
|---|---|---|---|
| $100M | $36.4M | 39.36% | $63.0M |
| $300M | $109.0M | 39.45% | $184.0M |
| $500M | $181.6M | 39.47% | $305.0M |
| $700M | $254.2M | 39.48% | $426.0M |
| $1B | $363.1M | 39.49% | $607.5M |
| $1.5B | $544.6M | 39.49% | $910.0M |
| $2B | $726.1M | 39.49% | $1.2B |
North Dakota vs neighboring states ($1B cash)
| State | Rate | Cash take-home |
|---|---|---|
| North Dakota (ND) | 2.5% | $363.1M |
| South Dakota (SD) | 0% | $378.1M |
| Montana (MT) | 5.9% | $342.7M |
| Minnesota (MN) | 9.85% | $319.0M |