7.15% state lottery tax
Maine Powerball Tax Calculator (2026)
Last updated:
The Maine comparison model uses a 7.15% headline state rate. Large prizes can produce a combined modeled burden above 40%, before any jurisdiction-specific credits, deductions, or local rules.
Note: 7.15% top rate
Can Maine residents buy Powerball in-state?
Maine is treated here as a regular Powerball ticket-selling state. The calculator uses Maine as the ticket-state input for estimating federal tax, state tax, and cash lump-sum take-home.
| Powerball sold in-state | Yes, modeled as a standard ticket-state scenario. |
|---|---|
| Modeled resident rate | 7.15% |
| Resident buys out of state | Usually starts with the ticket jurisdiction’s claim, withholding, and nonresident filing rules, then resident-state tax or credits must be checked. |
| Moving before claiming | Do not assume moving avoids tax. Claim date, residency, ticket location, and state law can all affect the final filing position. |
Maine after-tax take-home by jackpot tier
24% federal withholding + top-bracket adjustment + state tax. Cash lump sum estimated at 60% of advertised jackpot.
| Advertised | Cash take-home | Cash effective | Annuity take-home |
|---|---|---|---|
| $100M | $33.6M | 44.01% | $58.3M |
| $300M | $100.6M | 44.1% | $170.0M |
| $500M | $167.6M | 44.12% | $281.7M |
| $700M | $234.7M | 44.13% | $393.4M |
| $1B | $335.2M | 44.14% | $561.0M |
| $1.5B | $502.7M | 44.14% | $840.2M |
| $2B | $670.3M | 44.14% | $1.1B |
Maine vs neighboring states ($1B cash)
| State | Rate | Cash take-home |
|---|---|---|
| Maine (ME) | 7.15% | $335.2M |
| New Hampshire (NH) | 0% | $378.1M |
| Massachusetts (MA) | 5% | $348.1M |